Combatting Wage Garnishments

A wage garnishment is when a court issues an order that requires an employer to withhold a portion of an employee’s paycheck to send directly to a person the employee owes money to. Generally, garnishment lasts until the debt is fully paid, but bankruptcy can change that. Note that a creditor must first sue the debtor, win, and then obtain a court order to garnish wages. As a result, a lawsuit is critical for fighting wage garnishment; if a creditor wins a lawsuit, or if the lawsuit is not properly handled, the creditor can legally garnish the debtor’s wages. 

Filing for bankruptcy can stop wage garnishment (except in the case of child support, alimony, or other non-dischargeable debts). After filing, an automatic stay will go into effect that can stop the wage garnishment action.      

Questions About Your Legal Situation? Give Us a Call: (256) 733-6102.

If you are facing a debt-related lawsuit or have questions about how to navigate the consequence of wage garnishments following a lawsuit, contact our firm for legal assistance. We have decades of experience helping clients navigate their financial hardships, especially in relation to lawsuits and wage garnishments. 

Schedule a free consultation with our attorneys at Cobb Law Firm, LLC to discuss your next steps. We will help you protect your financial future. Call (256) 733-6102 to get started.